Planning tools
Run the numbers before the showing.
Simple calculators for early planning. These are directional tools, not lending, legal, or tax advice.
Mortgage calculator
Estimate the monthly payment for an Ontario purchase.
$
$
%
years
Estimated monthly payment
$4,554
Based on a $760,000 mortgage before taxes, insurance, utilities, condo fees, and lender adjustments.
Affordability calculator
A simple income, debt, and down-payment estimate.
$
$
$
%
Estimated buying power
$852,535
Uses a simplified 32% housing ratio and subtracts recurring monthly debt. Confirm approval details with a licensed mortgage professional.
Closing cost estimator
Placeholder formulas for Ontario land transfer tax, legal fees, inspection, and adjustments.
$
$
$
$
Estimated closing funds
$19,525
- Ontario land transfer tax placeholder
- $15,475
- Legal, inspection, and adjustments
- $4,050